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In early 2005 after roughly 20 years apiece, Michael Hapke and Frank Napolitano left their careers in retail banking to join the ever growing mortgage brokerage industry. After examining the competition, they quickly realized that although there were some good brokerage teams in Eastern Ontario, none were outstanding. The duo envisioned a company that would provide exemplary customer service and the best possible mortgage rates available. Both entrepreneurs at heart, they viewed the number one spot as vacant and available and started on a journey to fill it.

In just a few short years, Hapke and Napolitano became one of Ottawa and Eastern Ontario’s largest and most successful teams. There remained only one other competitor that produced as much volume as they did so Hapke and Napolitano set out to optimize the potential they saw.

Over the years the team has continued to outpace the competition and has quickly become one of Canada’s largest and highest volume teams. Mortgage Brokers Ottawa / Mortgage Brokers City is continuously recognized by some of Canada’s largest financial institutions and mortgage providers for volume booked as well as funding ratios and exceptionally low delinquency rates.

With roughly a billion dollars in annual mortgage volume, an increased need for private mortgage financing emerged.

Advanced Alternative Lending was formed in 2012 and has quickly become a multi- million dollar administrator of private funding in Ontario.  Advanced Alternative Lending deals directly with investors, borrowers and in many instances assists other Mortgage Agents and Brokers from across Ontario in funding their deals.

Advanced Alternative Lending recognizes the importance of accuracy and timely reporting to both borrowers and investors. Understanding their clients’ various needs, they decided to invest heavily in infrastructure and software to assist in the day to day operation of the Administration Company. This investment of time and resources has positioned the Advanced Alternative Lending Team at the top of the industry and has positioned it for growth with scalable systems, processes and technologies.